Floods in Dakar: Damaged Motorists Face Limitations of Third-Party Insurance

In Dakar, particularly in Keur Massar and Cité Bellevue, floods have damaged homes, made streets impassable, and submerged vehicles. After the waters recede, owners must assess their damages and seek compensation, but those with only third-party insurance find that their coverage often does not include flood-related damages. Some victims, like Adji, have given up on claiming damages due to lengthy or costly administrative procedures. Losses can amount to hundreds of thousands or millions of CFA francs.