Mitigating the loss caused by goons through insurance

In Kenya, hired thugs violently disrupt political gatherings, causing property damage and injuries. Kenyan courts have interpreted insurance clauses covering political risks, as in the Ukwala Supermarket vs Kenindia Insurance case after the 2007 post-election violence, where the court ruled that losses from looters were not excluded. In Phoenix of (E.A) Assurance Co. Ltd vs Leonard Gichora Kiiru, the court held that post-election violence was covered under the policy. Property owners need well-worded policies to be compensated.