Mobile Money in WAEMU: 76.1% of Adults Now Financially Included

The BCEAO’s dashboard published on October 20, 2026, shows that WAEMU’s financial inclusion index rose from 0.600 in 2024 to 0.616 in 2025, while the financial inclusion rate reached 76.1%. Mobile money continued to grow: electronic money accounts increased 14.5% to 284.7 million, and active accounts rose 37.3% to 92.7 million. Transaction value surged 39.7% to 219,151 billion CFA francs, with 16.36 billion transactions recorded. Service points also became more widespread, reaching 224 per 10,000 adults, up from 193 in 2024.