Mortgage financiers issue new Sh28bn loans as rates fall

The mortgage market experienced record growth of Sh27.9 billion last year, driven by lower borrowing costs, larger loans, and longer repayment periods. According to the 2025 Bank Supervision Annual Report released by the Central Bank of Kenya, outstanding home loans rose by 10% to Sh307.2 billion at the end of December 2025, up from Sh279.3 billion the previous year.