Saccos cut bad loans by Sh10bn in a year - Business Daily

Regulated savings and credit society cooperatives (saccos) reduced their bad loans by Sh10.42 billion in the year ending December 2025, bringing the total to Sh60.45 billion, due to improved loan recovery and better loan assessments. Industry stakeholders note that the high cost of living and increased taxes on salaried workers are making loan repayments difficult for members. The economic pressures continue to impact the financial stability of saccos.