Togo mobile money transactions surpass CFAF 4,400 billion in 2025

Electronic money transactions in Togo reached CFAF 4,435.3 billion in 2025, up about 7.9% year on year, according to the BCEAO. The services recorded 409.7 million transactions, while 5.69 million of the 10.45 million registered accounts were active, a rate of 54.48% and the second-highest in the WAEMU. Person-to-person transfers totaled CFAF 1,258.8 billion; wallet top-ups amounted to CFAF 1,332.6 billion and cash withdrawals to CFAF 1,292.3 billion. Across the union, transaction value rose 39.7% to CFAF 219,151 billion.