Young drivers targeted by 'ghost brokers' selling fake car insurance online

The FCA warned that half of drivers aged 16-25 have purchased insurance policies through social media, many of which are fake. Amie Donaghey, 21, was left with a criminal conviction after buying a bogus policy for £700. Ghost brokers, posing as legitimate insurance sellers, lure young drivers with suspiciously low rates, but these policies are often invalid or canceled shortly after purchase. The FCA is collaborating with influencers to raise awareness among young drivers about this growing threat.