I'm trapped in a retirement flat with a £20k service charge. I fear I'll never sell

Michael Fraser, 88, feels trapped in his retirement flat in Devon, where service charges have risen by 66% over six years to £20,000 a year. Despite his fondness for the flat, he fears these high fees will deter potential buyers. Fraser, who spends over 50% of his annual pension on charges, worries he won't be able to afford care costs if his flat remains unsold.