Financial inclusion: Senegal surpasses the WAEMU average with an index of 0.651

A BCEAO report published on October 20, 2026, puts Senegal’s financial inclusion index at 0.651 in 2025, compared with the WAEMU average of 0.616. The country’s broader banking rate reached 67.13%, while 39.71% of adults used microfinance and 66.29% used electronic money. From 2015 to 2025, Senegal’s index rose from 0.430 to 0.651, reflecting wider access to and use of financial services.