FG launches USSD service to help Nigerians access loans without internet

Nigeria’s federal government has launched SPARK, a credit service accessed by dialling *347*333# on a mobile phone, with no smartphone or internet connection required. Developed by the Nigerian Consumer Credit Corporation (CREDICORP), it targets people including first-time borrowers and is intended to help them build repayment histories. SPARK was unveiled at CREDICORP’s “CREDICORP for All” event in Aba, Abia State, alongside credit opportunities for traders, young people and transport operators. CREDICORP expects the service to become more widely available to Nigerians before the end of 2026.